What's your Ontario HVAC rebate stack worth?

How the math works

This calculator estimates your stacked Ontario HVAC rebates using current 2026 program rules. Real numbers, no marketing fluff:

• HRS (Home Renovation Savings) — provincial rebate administered through Enbridge and Save on Energy. For cold-climate heat pumps: $500/ton (max $2,000) if your home currently heats with natural gas, or $1,250/ton (max $7,500) if you currently heat with electricity, oil, propane, or wood. Heat pump water heaters get $1,000 flat. Smart thermostats get $75. Note: HRS does not currently rebate gas furnaces.
• OHPA (Oil to Heat Pump Affordability) — federal program for oil-heated homes only. As of September 2025, OHPA in Ontario is delivered through the IESO Energy Affordability Program and is income-tested — eligible low-to-median-income households may receive substantially reduced or fully-covered heat pump installations. Worth applying even if you're not sure you qualify.
• Local utility incentives — modest add-ons through Save on Energy and Enbridge. Vary by program year.
• Note: Canada Greener Homes Loan closed to new applicants on October 1, 2025. If you see older content referencing this program, it no longer applies.

For the full guide to each program — eligibility rules, application process, and common mistakes — see our Ontario HVAC Rebates 2026 guide.

This is an estimate, not a quote. Rebate programs change frequently — amounts, eligibility, and even program existence can shift with little notice. The calculator uses typical mid-range values; your specific equipment, home, and timing affect what you actually qualify for. Always confirm current program terms with your contractor at quote time. We file every applicable rebate on every eligible install — book a free in-home consultation for exact numbers.